Canada Access Capital has set high standards in risk management. Firstly, we strictly control the proportion of the total loan amount and set up an independent loan review committee. Secondly, our mortgage portfolio is comprised of detached houses, condominiums and other types of housing to balance risk. Thirdly, our investment is primarily focused on the Greater Toronto Area, and other highly-marketable cities such as the Greater Vancouver Area, Ottawa, and Quebec City. Property values are expected to rise steadily over the long term, which constitutes a factor of low risk, fast appreciation, and high return, providing customers with the most ideal and stable investments.